Finding the right home means finding the right neighborhood.

As a realtor it is illegal for me to judge a neighborhood for any reason. I am not allowed to say to my clients things like "this area of town is safer than another" or " town X has better schools than town Y." Fair Housing Laws prohibit all agents from steering potential buyers toward or away from a given community for any reason. It is up to the buyers to decide where and why they want to live in a specific location. As for your REALTOR well, he/she will be happy to show you great properties all over the map that fit your search criteria. Here is a good article that can help you find the area of town that you are looking for.

Do you have questions about the Homebuyer Tax Credit?

Do you understand the homebuyer tax credit? If not, this link can help. Take a look and if you still have any questions please give me a call. I would love to answer them for you. (443) 904-5444

Will the new FHA guidelines effect you?

The Federal Housing Administration (FHA) has changed the guidelines for borrowers with less than stellar credit. People who are buying or refinancing are needing larger downpayments and are paying higher mortgage insurance premiums if they have a FICO score below 580. Watch this report from CNBC for more info.

Don't be the reason that your house won't sell.

The biggest problem that most sellers are facing is that their home is not worth what they think it is. We are in a declined market and it is a harsh reality that many people can't accept. There are currently a lot of buyers in the marketplace taking their time and seeing many homes before they make an offer. The units that sell are the units that are priced correctly. It doesn't take an experience real estate investor or appraiser to figure out if a home is priced competitively. If you are currently selling or considering listing your home in the next few months than you should read this article.

Improve your home's sell-ability

In todays market buyers are more educated and selective than ever before. If you are considering to sell your home in this marketplace you need to think like a buyer. Here are 7 ways to help you get the offer that you are looking for.

Existing home sales up again.

This morning the National Association of Realtors anounced that existing home sales increased 7.4% in November. The rise was no surprise due to the $8,000.00 federal tax credit that was origionally supposed to expire November 30 of this year. Click here to read more.

What is your home worth?

If you are not sure what your home is worth click here. The National Assoction of REALTORS has a very clever site to give you a ballpark figure based on recent sales data.